Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.
With options for overpayment and payment Holidays, a flexible mortgage can make the traditional British mortgage look rather old-fashioned.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
Remortgages means switching your mortgage to another deal with another lender without moving property.
Similar to standard interest-only mortgages but the ‘retirement’ element means there is no defined end date, when the capital has to be repaid by.
These are mortgages suited to people building a new home. With a self-build mortgage, money is released in stages as the build progresses.
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